How much did you pay for your birth?

[moonandback]

I think it was around $1500. Not counting my appointments. Those added up!

[judyblume14]

I have an excel file called pregspend.xls - I am a nerd. Anyway - for all of my prenatal visits, ultrasounds, scans, tests, labor, delivery, post natal and nursery care, and the first couple well-baby checks...

My insurance was billed 25K. Insurance negotiated about 7K of discounts. Insurance paid about 13K. And we paid the remaining 5K. Thank the sweet baby Jesus for HSAs... none of it really felt like it was out of pocket. We have always be very disciplined with out HSA contributions.

[alioop1028]

Oh my god. I bet if I added everything up it would be about $4,000 out of pocket? The delivery was only $1200, but we took classes and all the doctor visits and lab work would definitely add up.

[nicb13]

$450!

[mrss87]

We didn't pay anything either! However, that was with our old insurance from my husband's previous job. If we decide to have another one it will be like $5000 with the new insurance

[catlady22]

$4K but we paid with HSA so I didn't feel like it cost us anything.

[queenbabee]

5kish. But that was with a couple hiccups, not completely straightforward birth. If it had been, it would have been 1200.

[penguino11]

We paid $2800

[vask8ter]

Actual hospital costs out of pocket== $0. Billed to insurance, a little over $8K. Vaginal delivery w/epidural.

that was when we had great insurance, now we have a high deductible plan. Not looking forward to paying lots of $$ for hospital costs for #2 in the future.

[smalltownmoon]

$1100 from BFP to walking out of the hospital with our squish. Not terrible considering we paid that all on FSA.

[gibrown]

@daisyblinks I'm with you, about 7,000, due to meeting the out of pocket maximum for myself AND the baby since she was in the NICU for over two weeks. Insane.

[orangebird2020]

Mine was $2500 total out of pocket for a November baby. I had about $700 in my FSA account. Vaginal delivery, no meds.

[bonnesetter27]

Maybe $200. We only had copays. We had vaginal delivery with no epi and a 3 day nicu stay for dd. It's amazing how different it can be for everyone. We did get a bill for the NICU dr, just the dr not the nursing care or medicine. They had our insurance number wrong so we got the whole bill until I corrected it. The dr made $1500 for her assessment. Now I am happy to have had a great dr, I want the most amazing dr for my LO but $1500? There were 10 infants in the NICU at the time. So that dr made $15,000 from all those patients? Mind you it wasn't a bill from the hospital but just from that dr, so the money went straight to her. I picked the wrong profession.

[things]

With my LO, $2000 for my homebirth.

[coffeebean]

$2,200 out of pocket for a cesarean last November.

[turtles7]

I think about $2,000. Bills are still coming in and she was born in November. The total bill was about $20,000. Luckily we hit our deductible before we was born.

[linnae939]

$1000. Just my copay for hospital. Included all pregnancy/maternity care and well baby visits as well. He had hernia surgery and that cost us around $200. Saw the bill though, $7500! So glad we have good insurance!

[eliz77]

Around $4,000 OOP...I had to pay $669 for extra ultrasounds, $1,895 to the anesthesiologist for spinal and $1,300 for the 4 day hospital stay. Per month I paid: $50 to hematogolist and $35 for blood thinners, $100 for vitamins (folate, pre-natal, iron and calcium).

[nolanova85]

Our bills for the birth + one unplanned 10-day PP ER visit for me totaled just about $2000, which is what Aetna had told us to expect. This doesn't include costs for prenatal care and birthing classes.

[amiee]

Out of pocket was 3,000 plus a few lab fees and one co-pay to doctor so probably overall 3300? Without insurance it would have been 26,000. Also I am in the middle tier of my insurance plan at work. I tried natural labor, ended up with a baby in distress, epidural, still in distress and c-section. I didn't stay as many days at the hospital as I could though so IDK if that helped keep the cost down or not.

[bainidhe]

I was just short of my $1250 OOP max - I don't remember by how much, maybe $50? - and for Z we reached the max, but he was hospitalized for when he was a month old so most of the cost was from that. They billed insurance about $4000 for two nights.
This year my company's plan increased the OOP max to $2000 individual/$4000 family, so the next kiddo is going to be more...

[nbateman5]

1500 with a c/s and that's assuming i won't get anymore bills from a december birth

[wicked22]

Not sure out of pocked but just the NICU bill (5 weeks and does not include his doctors) before insurance was at 201K and my hospital bill was at 45k (1 week stay). I think I paid less then 2,000 for everything added all up. Still waiting on NICU doctor bills though.

[lissydee]

about $3000 oop.