Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
Yes!!! Especially now that I'm not working. Tax returns did help though. I have no office but I feel you!
Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
I'm in the same boat, but thankfully I have it set up where I take 10% out of my paycheck through EFT to deposit into my savings account. It's like I never even see so it doesn't seem like I'm missing it. It's an extra $1K every few months, so that helps for when some BS does arise.
Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
Yep. Every month. We work really hard at budgeting but those unexpected necessary costs add up and our savings is pretty slim. We don't spend any money on extras (subscriptions, movies, eating out, anything fun lol). It's just really expensive to live where we do with a dog and a baby. Our long term hope is to move somewhere more reasonable and affordable.
Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
Every December my DH and I plan our budget for the next year. He is an accountant, so everything is listed out in some ornate spreadsheet. We determine our budget, including savings. We have auto transfers from Checking to Savings after each payday of a set amount for Savings, travel, HOA fees for end of year so that money is gone and we don't touch it except for travel, HOA fees or a severe emergency situation. Our budget has lines for everything else possible (groceries, gas, home improvement, medical, childcare, entertainment, utilities, etc). If we don't use the money that month for the budget items, it goes into savings as well.
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
Post by huggabunch on Feb 25, 2015 10:45:22 GMT -5
Lola, yep! We thought we were going to be able to save this month, but one of the pups cracked a tooth and needs it pulled. They have to put her under to do it so it'll be pricey. Then this weekend we did our taxes and owe again this year, and it's quite a bit. Sucks!
lol, I wasn't aware there was a "popular crowd". Oops
Haha me neither. Those of us who were at TD from the beginning could have joined the FB group but didn't want to for whatever reasons. I think it's now just two different groups communicating on different venues. I'm glad we don't have 70 active posters because that would be hard to keep up with.
I'm wondering if that was why there were 9 guests viewing our page yesterday. That's a lot of guests. I think the most I've seen is 3 guests.
I figured there was a lot of lurking going on... on TD and here.
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
That's a shitty thing for her to say. I think it's great that you are giving him the best while you can. If you can afford it, then do it! It really comes down to it being none of her business. I personally would let it slip this time but if it came up again I would tell her in a nice way to mind her own business. If your LO does cry when others hold him, maybe try joining some groups with other Moms. Our kids are getting to the age where they will start to play strange. That's ok, it's all part of the process. The first time I had Spencer around kids his own age, he cried. He cried when he first saw them, he cried when they made a noise and he cried when one of them touched him. He eventually settled down but it took about 20 minutes. Your kid. Your rules.
Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
Yep. Every month. We work really hard at budgeting but those unexpected necessary costs add up and our savings is pretty slim. We don't spend any money on extras (subscriptions, movies, eating out, anything fun lol). It's just really expensive to live where we do with a dog and a baby. Our long term hope is to move somewhere more reasonable and affordable.
So, no help or advice here. Just commiseration.
Totally agree- I live in a DC suburb and our rent is ridiculous. I was reading a thread on a different board about how much people pay for their rent/mortgage and it was so frustrating.
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
That's stupid crappy of her. I think I would have flipped out personally but I don't have self control when people are being downright dumb.
You could simply tell her that you are parenting your child how it works and is allowed by your family (you and your husband) and it is working just fine for you. It's great that her parenting works for her and if she could calm down please.
Edit: I probably would have told her to STFU.
This. We are organic too, and when people tell me they think its dumb, I just say, "sorry you feel that way, this is how what we are choosing to do and you arent the one paying for it, so why does it matter?" and they feel stupid and shut up.
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
I watched a news report on items that are organic vs. non-organic and there was no benefit to the organic. It was just pricier. I kind of side with you sister in that regard. But like it was stated, you do what you feel is best for your LO. This is a very crucial time for babies and their separation issues are heightened at this age. He won't be the cry baby in kindergarten. Hold and love him all you please!
Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
I do. We got our income tax refund so it adds some extra padding, but we've used most of it for some things we needed like a new mattress, or the elliptical. What's left is getting set aside for emergencies, we don't have any savings so this is it. I'm a really frugal person, but there's only so much stretching I can do with a limited income. I need to find time to go back to what I was doing: meal planning, making batches of things and freezing them, making baby food, budgeted outings, etc...
Does anyone ever feel that they cant get ahead? Every single month I try to put extra money towards our savings, but every month there is some sort of buillshit that needs to get taken care of.I need to come up with a better savings plan. I tried the envelope/Ramsey system, but it didn't really work well for us. Any one else do anything that they would recommend?
Yup! I'm 40 years old and it still hasn't changed. I'm still on mat leave and Mike has been laid-off since the beginning of October. We've had to learn how to live on a really tight budget. We got some good news the other day -- he starts back to work Monday!! Thank god because we could use the money (and the space, haha). I'm hoping that we can stick to our tight budget and save some cash.
Post by asunasword on Feb 25, 2015 11:02:29 GMT -5
@zerozeroone, my tablet often logs me out so I end up being a guest for awhile before I notice... Lola,I second the spreadsheet as well. I actually use two. One for monthly expenses (rent, groceries, cellphones, etc.). The second one is for yearly or semi annual expenses (vehicle registration, dentist bills, birthdays, etc.). We also follow the 10 percent rule and it comes directly off my cheque so I don't budget with it. I find it harder to tuck away the 10% for the car and the home we own though as recommended. Also, I've been lurking since early in our pregnancies but I am just now getting time to check the boards regularly. I'm hoping to be able to join in a little more.
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
She's being a jerk and is probably jealous that you are feeding your LO organic. She might not be able to afford it or hasn't bothered to do her research.. either way SHE should calm the F down. When I had a kid in my class who had a tough time with separation anxiety I never thought of it as a negative thing, obviously you and LO have a strong bond, LO is still a baby and needs that close connection..she should really back off. Sorry she's being rude.. I know it's hard when it comes to family but try not to let it bother you. You know the best way to care for your LO!
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
I watched a news report on items that are organic vs. non-organic and there was no benefit to the organic. It was just pricier. I kind of side with you sister in that regard. But like it was stated, you do what you feel is best for your LO. This is a very crucial time for babies and their separation issues are heightened at this age. He won't be the cry baby in kindergarten. Hold and love him all you please!
There aren't any nutritional differences but I believe there are far less pesticides on organic fruits and vegetables. Not saying anyone should choose one way or the other but I believe that's the main difference.
Yeah- we don't do it because its more nutritious, but because i'm not a fan of chemicals, even though conventional food pesticide/antibiotics/hormones levels do not exceed the FDA regulated amount. I go by the "Dirty Dozen" for fruits/veggies.
Story of my sister and baby food. We only feed LO organic fruits and vegetables right now. We don't plan on doing it forever but we feel that he's so young and if we can afford it why not give him the best. Fast forward to my sister and I going shopping for food while she was visiting. She wanted some bananas and picked out non organic bananas. Not a big deal. When DH came home he asked if I gave LO a non organic banana and I said no they were for my sister and he said oh good non organic bananas are really bad. DH goes outside to shovel and my sister starts freaking out. She told me that I need to start feeding him non organic food and my husband needs to calm to fuck down about it because when he goes to school in 5 fucking years there won't be organic food for him to eat.
Ugh idk who the hell she thinks she is. I think it's absolutely wonderful we are trying to give him the best possible. Ugh! I'm so pissed off at her. THEN she tells me I need to leave my child more because he cries when others hold him. We are going through the a huge separation anxiety. Mind you I have no family and very few friend where I live. She told me when he goes to kindergarten he's going to be the kid crying all day because his mommy left him. I'm really upset. Idk what to say back without flipping my shit.
Edit: to say she has a baby 6 weeks younger than LO an she thinks she knows everything.
I would be super annoyed too. It's you and your H's choice how you feed your baby. Also the separation anxiety thing is a normal developmental phase and she will be experiencing that very soon.
My older brother and SIL were over Sunday (they don't have children yet) and DS cried when he saw them because he's going through the stranger danger phase too. It took a long time for him to warm up to them. Monday my brother told me he's concerned my 7 month old son has anxiety issues and it's going to be a lifelong problem. Also my SIL made a rude comment about how we keep DS on a pretty strict schedule. Ummm, f off. If he's not on a schedule he's a hot mess.
I guess what I'm saying is that I can relate because my brother and SIL have made really annoying comments. I want to say, "just you wait and see" so bad but I think I would prefer to watch them flounder when it happens to them and they can't say I was a condescending asshole.
Yea.. I'm waiting for six weeks to go by and to get a phone call saying omg J won't let anyone else hold him.. I just don't get it .. Why do you care what I do.. You have your own child to worry about!
Thanks for the advice everyone. I let it slide but if she says anything again I will have a conversation about it.
I think Junie nursed for the very last time 2 days ago. I was only able to nurse her about once a day for the past week or so, but yesterday and today when I offered her the boob, she just looked at it like "wth is that, mom?" and poked at it with her finger. I started cracking up.
I'm glad we're going out on a good note, and that formula feeding is going so well for both of us. I'll be back in the breastfeeding saddle in less than 6 months, so I'm ok with taking a little break.
The owner of our firm is in my attorney's office dictating to her like she is his secretary. (His secretary left for vacation and will be gone till Tuesday) I feel bad for my atty. He would never do this to the male attorney in the office. He is ridiculous.
Post by jnnfrrose6 on Feb 25, 2015 13:35:43 GMT -5
TD has announced there will be a software update this evening at 10pm EST that will pot flagging and love tits out of service for about an hour. Ooh the havoc that could be wreaked with no ability to flag people!
I just worked out during lunch to the Daily Burn and I ate a salad. I hope this bug sticks for longer than a day. I'm ready to stop being a dough butt and get back into my OLD skin.
I just worked out during lunch to the Daily Burn and I ate a salad. I hope this bug sticks for longer than a day. I'm ready to stop being a dough butt and get back into my OLD skin.
Awesome!! Good for you!!!
Im starting to think i'll never get back into my "old skin". I dont know how to fix the weird saggy/stretch mark belly. Do you feel like after baby # 1 you got back to normal?(I don't remember how far apart # 1 and 2 are for you)
I just worked out during lunch to the Daily Burn and I ate a salad. I hope this bug sticks for longer than a day. I'm ready to stop being a dough butt and get back into my OLD skin.
Way to go Bully! You're my role model. I was inspired and dragged all of us out for a quick walk. And now I'm eating broccoli.
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