Post by judyblume14 on Feb 10, 2015 13:55:22 GMT -5
I have an excel file called pregspend.xls - I am a nerd. Anyway - for all of my prenatal visits, ultrasounds, scans, tests, labor, delivery, post natal and nursery care, and the first couple well-baby checks...
My insurance was billed 25K. Insurance negotiated about 7K of discounts. Insurance paid about 13K. And we paid the remaining 5K. Thank the sweet baby Jesus for HSAs... none of it really felt like it was out of pocket. We have always be very disciplined with out HSA contributions.
Post by bonnesetter27 on Feb 22, 2015 9:52:43 GMT -5
Maybe $200. We only had copays. We had vaginal delivery with no epi and a 3 day nicu stay for dd. It's amazing how different it can be for everyone. We did get a bill for the NICU dr, just the dr not the nursing care or medicine. They had our insurance number wrong so we got the whole bill until I corrected it. The dr made $1500 for her assessment. Now I am happy to have had a great dr, I want the most amazing dr for my LO but $1500? There were 10 infants in the NICU at the time. So that dr made $15,000 from all those patients? Mind you it wasn't a bill from the hospital but just from that dr, so the money went straight to her. I picked the wrong profession.
$1000. Just my copay for hospital. Included all pregnancy/maternity care and well baby visits as well. He had hernia surgery and that cost us around $200. Saw the bill though, $7500! So glad we have good insurance!
Around $4,000 OOP...I had to pay $669 for extra ultrasounds, $1,895 to the anesthesiologist for spinal and $1,300 for the 4 day hospital stay. Per month I paid: $50 to hematogolist and $35 for blood thinners, $100 for vitamins (folate, pre-natal, iron and calcium).
BFP #1 11/22/12 EDD 7/29/13 MMC 1/14/13, D&C 1/16/13 BFP #2 5/7/13 EDD 1/14/2014 EP discovered 5/21/13, lost left tube Referred to RE, BW done August 2013, AMH 0.27, all else normal, HSG clear BFP #3 12/1/13 EDD 8/8/14, MC 12/24/13 January 2014: RE #2, BW repeated, homozygous MTHFR c677t, SHG clear BFP #4 4/7/14 EDD 12/15/14 Our rainbow was born 12/6/14 at 4:26pm!
Our bills for the birth + one unplanned 10-day PP ER visit for me totaled just about $2000, which is what Aetna had told us to expect. This doesn't include costs for prenatal care and birthing classes.
Out of pocket was 3,000 plus a few lab fees and one co-pay to doctor so probably overall 3300? Without insurance it would have been 26,000. Also I am in the middle tier of my insurance plan at work. I tried natural labor, ended up with a baby in distress, epidural, still in distress and c-section. I didn't stay as many days at the hospital as I could though so IDK if that helped keep the cost down or not.
I was just short of my $1250 OOP max - I don't remember by how much, maybe $50? - and for Z we reached the max, but he was hospitalized for when he was a month old so most of the cost was from that. They billed insurance about $4000 for two nights. This year my company's plan increased the OOP max to $2000 individual/$4000 family, so the next kiddo is going to be more...
Not sure out of pocked but just the NICU bill (5 weeks and does not include his doctors) before insurance was at 201K and my hospital bill was at 45k (1 week stay). I think I paid less then 2,000 for everything added all up. Still waiting on NICU doctor bills though.
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