Money Matters Week 35

[penguin129]

Will you end up over, under, or break even for the month of August?

What are you going to do differently in September to prevent going over if it was an issue?

Do you have any extra expenses for September that you know of?

What are your savings goals for the month of September?

What purchases do you want to make (extras)?

What purchases do you need to make (outside of bills, gas, and groceries)?

GTKY- Do you use any methods to pay off debt (snowball, etc.)?

[penguin129]

I'm so excited to write this up this week

Will you end up over, under, or break even for the month of August? We should be a little under for the month!

What are you going to do differently in September to prevent going over if it was an issue? We weren't over this month, but I want to spend less on fast food still

Do you have any extra expenses for September that you know of? The planned expense of buying the dishwasher and getting all the work done to install it will be coming from savings. It will probably bridge the last couple of days in August and the beginning of Sept.

What are your savings goals for the month of September? I'd like to put the same amount in Savings

What purchases do you want to make (extras)? a suitcase for DD, Headphones, more nursery art

What purchases do you need to make (outside of bills, gas, and groceries)? The bug guy is due to come and spray this month. It's every 3 months so not in our monthly budget, I just add it in when he comes. I should finally change my address on my Driver's license since we moved here in March

GTKY- Do you use any methods to pay off debt (snowball, etc.)? My ultimate plan is to snowball. We aren't quite to the point where we can do that now, but when I return to work that is the method I plan to use.

[namastebiotches]

Probably over but that is no surprise.

Well, we have no trips scheduled & no bdays so that will probably be the trick

It's our nephew's bday so we'll send a little gift but that's about it I believe.
Oh wait, paying for soccer & swimming but that's really not that much.

Nothing in particular. Just as much as we can.

Hm, I don't think anything unless I'm forgetting something.

Nothing I can think of

No specific method. We pay extra when we can as often as possible.

[sanibel21]

Will you end up over, under, or break even for the month of August?
More than normal, but DH got a nice and unexpected raise last week! Sooo excited.

What are you going to do differently in September to prevent going over if it was an issue?
No splurge weekend away. Not that I regret it any way, haha!

Do you have any extra expenses for September that you know of?
I'm going to be buying the rest of the stuff we need for baby- crib sheets, pumping stuff, etc

What are your savings goals for the month of September?
Same, DH puts away into retirement and any extra sits in the account

What purchases do you want to make (extras)?
Some photography prop fabric and baskets/boxes, etc.

What purchases do you need to make (outside of bills, gas, and groceries)?
The baby stuff

GTKY- Do you use any methods to pay off debt (snowball, etc.)?
We pay off our credit cards every month, after using them for everything to get the points. We pay the minimum on our mortgage, cars, and DHs student loans. The interest rates on all aren't really that bad. DH is so close to paying off his car, but it really doesn't save us that much in interest overall, so we decided to keep doing what we're doing. We don't have any other debt.

[cam]

Will you end up over, under, or break even for the month of August?
Under.

What are you going to do differently in September to prevent going over if it was an issue?
N/A.

Do you have any extra expenses for September that you know of?
Possibly more birthday and Christmas related expenses if I find deals.

What are your savings goals for the month of September?
As usual, our goal is to save a decent chunk, not really a particular amount because we like more flexibility.

What purchases do you want to make (extras)?
Nothing.

What purchases do you need to make (outside of bills, gas, and groceries)?
Just the usual are necessary.

GTKY- Do you use any methods to pay off debt (snowball, etc.)?
N/A.