ACA Provisions Being Cut

[BostonKisses]

I know I haven't been on in ages, so hai all.

I'm hoping some of you who are really good with insurance stuff can help.

It looks like the republicans' first move in repealing the ACA is eliminating the requirement to cover pre-existing conditions. I'm absolutely raging over this, and am now hoping that my husband never gets laid off, or even wants to try to get a job with another company because the kid will be absolutely screwed, particularly if Medicaid gets gutted like they keep talking about.

My question is, though, how could this move affect the Katie Beckett Waiver programs, or the lookalike programs? I remember those programs existing pre-ACA, but I didn't know if they tied them into the ACA after it was passed. Or should I be more worried about losing the benefits from that program if Medicaid is gutted?

[Deleted]

Ok I don't really know. I didn't see it tied to Medicaid- I don't think it's called Kate Beckit in my state. I think the way it was implemented was left a bit up to the state, so each state could be a little different?

As far as pre existing I don't know exactly what they are suggesting. However, we switched insursncrs a lot through jobs and they all covered pre existing coverages as long as no gap in coverage. And we were not buying off the market. So I don't know if they'll go back to that and then it's an issue if buying off the market or up to each individual plan?

I think it may be possible for some states to pass their own laws regarding this..

So complicated. In a lot of ways it's just wait and see which sucks.

[numbbears]

I'm not helpful and have no answers. But the whole idea is pretty terrifying.

[chickypoo2468]

Why would that even be considered? It's inhuman.

[mrsbuttinski]

This article discusses potential changes.

Many suspect care for pre-existing conditions and for children on their parents' policies until age 26 will remain in effect. Medicaid will likely be turfed back to individual state's for control; there's already a lot of disparity relative to Katie Becket Waivers state to state.

www.nytimes.com/2017/01/13/upshot/the-biggest-changes-obamacare-made-and-those-that-may-disappear.html?action=click&contentCollection=Politics&module=RelatedCoverage®ion=EndOfArticle&pgtype=article

[BostonKisses]

I need to re-read the NYT article. I'm so mad and sick over the fact that lifetime caps will likely be reinstated, which will render the kid uninsurable rapidly. I know so many of you are in the same boat, too.