Money Matters Week 32

[penguin129]

How are you doing after the first week of the month?

Best purchase/s made?

Impulse purchase/s?

Do you have any plans to buy anything else this month?

Anything else?

GTKY- Do you have student loan debt? What are your plans for paying it off?

[penguin129]

We are going to be tight on money until H's first paycheck of the school year on the 15th. We had to pay to get his tire replaced and it took a bit out. I also bought a 2nd of a zip up robe nightgown because it was the last one. It could've waited, but it was light purple and oh so pretty. I'm thinking of stuff to pack for my hospital bag already.

This week we used money from Savings to buy H a new lens for his camera. He got a great deal on it. We also used money from Savings to buy a new fan for the living room. It really makes a difference. In addition I bought paint and yarn for crafts I'm doing for DD2 and some nightgowns for my hospital stay.

The second nightgown I bought could have waited...

I have a few things I want to buy DD1. I want to get her a suitcase for when she stays with H's parents during my hospital stay and some nice headphones. I also want to buy matching big sister/little sister outfits for the girls. H wants to buy a weed wacker. I need to get looking into finding a plumber to hookup attachments for a dishwasher and finding a dishwasher to buy before DD2 gets here.

H and I both have student loan debt. I am getting ready to consolidate them into one servicer and apply for income-based repayment while I stay home with the girls.

[Deleted]

How are you doing after the first week of the month?
We are doing pretty good, we normally try not to spend a lot of money at the beginning of the month. All of our big bills are due at the beginning of the month so we have less spendable income.

Best purchase/s made?
Didn't really have a best purchase.

Impulse purchase/s?
Some alcohol when we had friends over for a game night. We're not big drinkers so it was definitely an impulse buy.

Do you have any plans to buy anything else this month?
Yes, my husband is planning on trying to replace his Ac compresser himself, so he needs to buy the parts. We also have a couple of birthday presents to buy.

Anything else?
We are working on paying off all the medical bills we got when DD needed stitches twice last month.

GTKY- Do you have student loan debt? What are your plans for paying it off?
No student loans, I finally finished paying mine off last year.

[penguin129]

@auri You reminded me my MIL's B-day is coming up. We'll need to get something for that. And Congrats on paying off your student loans! That's so great!

[Deleted]

Best purchase/s made? DD1's school clothes. I got her a ton of really cute stuff for cheap!

Impulse purchase/s? Sweatshirts from a touristy place from our mini vacation last week. Though, DH and I really needed spring and fall jackets and we are planning to use ours for that.

Do you have any plans to buy anything else this month? I'm still awaiting the school supplies list which comes annoyingly last minute. I've been trying to stock up on stuff that is showing up on major sale right now. Hopefully it'll be the right stuff. I'm also planning to renew a membership to this cool museum we like to visit nearby. That's not really in the budget, so I'm not sure what we're going to do there.

Anything else? REALLY hoping to DD2 out of daytime pullups sometime soon. I cannot afford them. If she doesn't potty train (again) soon, I'm going to have to put her back in diapers. I really don't want to do that, but I cannot afford the pullups long term.

GTKY- Do you have student loan debt? What are your plans for paying it off? Yes, we are so close to paying off DH's student loans. February 2017 should be our last payment. Yay!

[Deleted]

@mommatotwo, You just reminded me that our zoo membership expires this month. I guess I should look and see if we can fit it in the budget this month or next month.

[penguin129]

Now H wants new shoes for school. He does need them, but they're Skechers so a little pricey. I told him he has to wait until his next paycheck like we have to with the rest of the stuff I want.

[Deleted]

Aug 7, 2016 20:03:50 GMT -5 penguin129 said:

Now H wants new shoes for school. He does need them, but they're Skechers so a little pricey. I told him he has to wait until his next paycheck like we have to with the rest of the stuff I want.

Watch for a 30% off coupon for Kohls, they carry sketchers- even better if you do it when they're doing kohls cash! 

[namastebiotches]

How are you doing after the first week of the month?
Pretty good albeit early in the month. At the end of July I made a relatively large food shopping in hopes to last 2-3 weeks. We're in our second week & I'm pretty sure we'll meet that goal.

Best purchase/s made?
Barely made any purchases so can't say

Impulse purchase/s?
Not very impulsive but at the fair we got two slices of pizza & shakes on the way home

Do you have any plans to buy anything else this month?
Not that I can think of besides groceries & gas. We are going away though this coming weekend so we'll be 'buying' a night's stay at a hotel & some admission tickets for things for our little getaway on the way home from visiting with family. Oh & the car rental but it's super cheap because we're getting it from the airport location.

GTKY- Do you have student loan debt? What are your plans for paying it off?
Yes. We're on income based repayment. No plans to paying it off early unless we make a mean profit off the sale of this house (not sure when that will be because we have no plans on moving but there's a strong possibility of that happening when/if we move) so since our payments aren't too bad on IBR, we'll just keep doing that.

[ashiscute]

Not great. H gets his quarterly bonus on Thursday and it's always a little tight right before that.

We spent $100+ getting everyone a haircut and I got my hair highlighted as well. Expensive but I feel so much better!

Impulse- after my hair appt i saw some Paul Mitchell shampoo I wanted to try at the salon. It was $20 at the salon but I got it on amazon for $13. Which is still a lot for shampoo for me!

Tons. Still have to do back to school shopping. We're taking the kids to a small amusement park tonight. Other trips and birthdays this month.

No student debt

[mrsmuq]

GTKY - I had a total of $28K from undergrad and $10K from grad school. I've paid about half of it off. But being my payment will never go up, I'm on a 20 year pay plan, and my interest rate is 1.85%, I have no plans on paying it off anytime soon. DH's loans from his MS and PhD were in the 6% range for interest, so we've paid them off in full.