Our house went on the market yesterday afternoon and we had one showing last night and have 5 lined up for today already. 😮 is this normal or is the market really that crazy right now?
Our house went on the market yesterday afternoon and we had one showing last night and have 5 lined up for today already. 😮 is this normal or is the market really that crazy right now?
I think it's a little bit of both. We are coming up on the busiest time to buy/sell and I know there has been a shortage of homes on the market the past 6mo or so, especially homes that are in the 100-150k range ( I have know idea what you listed for so this may be irrelevant)
That's great babylove518! We had a bunch of showings those first days then it slowed for like a week and then we got an offer! So hopefully things move quickly and smoothly for you all!
The market is hot from what I've heard lately. My SIL just sold and bought within the last few weeks, and what I learned is to get a desirable house, you gotta be the first one to see it when it gets listed and immediately put your best offer in. From her experience, the buyer is covering closing and offering more than asking. Actually, in one case, she still didn't get the condo where she offering a few thousand over asking and closing costs! Because the seller wanted more than the standard closing period too. That's crazy to me!
Our house went on the market yesterday afternoon and we had one showing last night and have 5 lined up for today already. 😮 is this normal or is the market really that crazy right now?
The market is hot. I have Realtors calling and asking if we are selling. The inventory is low and super competitive.
The market is hot from what I've heard lately. My SIL just sold and bought within the last few weeks, and what I learned is to get a desirable house, you gotta be the first one to see it when it gets listed and immediately put your best offer in. From her experience, the buyer is covering closing and offering more than asking. Actually, in one case, she still didn't get the condo where she offering a few thousand over asking and closing costs! Because the seller wanted more than the standard closing period too. That's crazy to me!
UO -- I didn't know so many married couples keep separate accounts. We got into a long discussion with a few couples from church.
Also I'm so TIRED ---- when does the burst of energy take place ?
Should be 2nd trimester... You're almost there, right??
And yeah I knew a lot of married couples keep separate accounts, but it's so strange to me. I guess I can see separate spending accounts (so you can buy your SO a gift without them knowing, or whatever), then an account for bills, but that just seems too complicated for me. Lol
UO -- I didn't know so many married couples keep separate accounts. We got into a long discussion with a few couples from church.
Also I'm so TIRED ---- when does the burst of energy take place ?
Should be 2nd trimester... You're almost there, right??
And yeah I knew a lot of married couples keep separate accounts, but it's so strange to me. I guess I can see separate spending accounts (so you can buy your SO a gift without them knowing, or whatever), then an account for bills, but that just seems too complicated for me. Lol
Exactly we used to do that and it was so damn annoying. Now we just keep separate spending accounts and we get a monthly allowance lol for personal splurges.
The reason this even came up was because she was annoyed waiting for her husband to write her a check for something and clearly I have no "chill" so I just asked.
We keep separate accounts and it is super annoying. H always claimed it was because I made more (used to make a lot more) and then we just got set in his ways. He wanted us to both contribute 50/50 to joint expenses even though he made less. Made no sense to me. His last promotion put his salary over mine so I was like- great can we combine now? He still doesn't want to. They're really not even separate accounts anymore- it's different account numbers all under the same umbrella account. It's so dumb- savings 1, savings 2, checking 1, checking 2- so we can see stuff. I would be fine just putting it altogether and then just being responsible for our own credit card bills. He's not as good at saving as I am either so I think he also doesn't want access. I do the saving and he buys a lot of our extras- like dinners out or the movies.
Anymore I've learned people do drastically different things in their marriages/ finances, etc... like so different I don't even know how you get there. People are weird.
This is more a FFFC- I don't touch our finances. Like I couldn't even tell you when bills are due. H takes care of everything. For a long time I probably didn't even know when I got paid or how much I got each pay period. I only do now because I get email alerts so I log in to just double check the amount from time to time.
I also have two other gfs irl that I know pay all the family/ kids bills and their H doesn't contribute to anything. Like the H keeps their money and buys stuff for himself or the kids/ wife when he's with them, but he doesn't actually give money towards the mortgage/ kids school costs. That is crazy train to me. My other gf her H just paid his truck payment and child support to his other kid and she paid everything else for both of them. Hell no.
Post by chrispy1122 on Mar 9, 2017 10:27:08 GMT -5
We just combine, it is so much easier since most of our expenses are joint expenses anyway. Also, all of our health insurance, FSA and daycare comes out of H's paycheck, so It would be way too complicated to figure out how much money should go into either account.
H never checks our bank account so he never has any idea how much money we do or don't have. It actually works out better that way because he is the type that gets the itch to spend money if he knows it's there.
This is more a FFFC- I don't touch our finances. Like I couldn't even tell you when bills are due. H takes care of everything. For a long time I probably didn't even know when I got paid or how much I got each pay period. I only do now because I get email alerts so I log in to just double check the amount from time to time.
This is our house as well. I try to keep him in the loop and everything is on our shared drive he just really give no "clucks" about it which is fine. As long as he gets his spending money he's good.
becole, H and I generally rotate who makes more but these past few years I've leaped him by a ton but I figure in marriage if you are both working and focused on careers it goes up and down and balances itself out right and at this point our stuff is so joined it benefits us to do it all together. We even are joint on all of our cards we each have our own for "personal" use but other than that its one big pot.
I just recall as a child my mom was HORRIBLE at budgeting and money which is why we were separate for so long but I like being able to pay things off together because at the end of the day our credit scores and tied and I'm so OCD about the scores lol
I also have two other gfs irl that I know pay all the family/ kids bills and their H doesn't contribute to anything. Like the H keeps their money and buys stuff for himself or the kids/ wife when he's with them, but he doesn't actually give money towards the mortgage/ kids school costs. That is crazy train to me. My other gf her H just paid his truck payment and child support to his other kid and she paid everything else for both of them. Hell no.
This makes zero sense to me unless he contributes a lot to the family in other ways. But if he is doing 50% or less of the housework and childcare and is contributing 0% to family expenses, I'd eventually get resentful and wonder "what is the point of you?" Maybe he is amazing in bed.
Post by chrispy1122 on Mar 9, 2017 10:36:23 GMT -5
@mominthemaking24 I think I need to do what you do and just be in charge of finances (even though I don't want to). We currently sort of split it up, but H is horrible at paying bills on time. We have most things on auto pay, but other stuff like hospital bills, HOA, etc. that need to get manually paid sometimes slip through. H drives me crazy because he will take them upstairs to his office to pay them later and will forget. I'm trying to convert to more of a "only handle it once" mindset, so I'm going to set up a station in the kitchen next to our mail with a checkbook and stamps so we can write the check and mail it as soon as we get it. H also drives me crazy because he still goes to the physical post office to mail stuff and bank to deposit checks. We have an app for deposits! Use it! And the mailman has picked up mail from homes for like 50 years! That's why there's a flag on the mailbox!
Post by sstwinklinglites on Mar 9, 2017 10:46:09 GMT -5
Hi everyone.
I don't have much to contribute these days, my life feels exceptionally boring right now.
1. My insurance provided pump arrived yesterday - yay! 2. DS has discovered all the hidden toys in the closet. Now those are the only ones he wants to play with. 3. We have a preschool appt. tomorrow to find out if he made it into the speech program.
I get freaked out when we put checks in the mail in my mailbox. Pro post office for those.
My mom still insists on physically going into cinBell to make her monthly tv/internet payments and Verizon for cell payments. I try to tell her about autopay and online pay but it's pointless. She also insists on keeping a "dumb" phone
I also have two other gfs irl that I know pay all the family/ kids bills and their H doesn't contribute to anything. Like the H keeps their money and buys stuff for himself or the kids/ wife when he's with them, but he doesn't actually give money towards the mortgage/ kids school costs. That is crazy train to me. My other gf her H just paid his truck payment and child support to his other kid and she paid everything else for both of them. Hell no.
This makes zero sense to me unless he contributes a lot to the family in other ways. But if he is doing 50% or less of the housework and childcare and is contributing 0% to family expenses, I'd eventually get resentful and wonder "what is the point of you?" Maybe he is amazing in bed.
The second example I mentioned- they got divorced, but he left her! The first, the guy works construction and the girl is an attorney. I have no idea how they work the money thing out- crazy to me. I at least would think he would want to pay 50/50. Like my dad pays all the set bills but my mom paid for all the kids stuff/ groceries. They have been married almost 40 years and they still have separate accounts. And he makes way more.
I also have two other gfs irl that I know pay all the family/ kids bills and their H doesn't contribute to anything. Like the H keeps their money and buys stuff for himself or the kids/ wife when he's with them, but he doesn't actually give money towards the mortgage/ kids school costs. That is crazy train to me. My other gf her H just paid his truck payment and child support to his other kid and she paid everything else for both of them. Hell no.
I also have two other gfs irl that I know pay all the family/ kids bills and their H doesn't contribute to anything. Like the H keeps their money and buys stuff for himself or the kids/ wife when he's with them, but he doesn't actually give money towards the mortgage/ kids school costs. That is crazy train to me. My other gf her H just paid his truck payment and child support to his other kid and she paid everything else for both of them. Hell no.
This makes zero sense to me unless he contributes a lot to the family in other ways. But if he is doing 50% or less of the housework and childcare and is contributing 0% to family expenses, I'd eventually get resentful and wonder "what is the point of you?" Maybe he is amazing in bed.
OMG I was thinking this --- like WTH is she getting out of it lol
This makes zero sense to me unless he contributes a lot to the family in other ways. But if he is doing 50% or less of the housework and childcare and is contributing 0% to family expenses, I'd eventually get resentful and wonder "what is the point of you?" Maybe he is amazing in bed.
OMG I was thinking this --- like WTH is she getting out of it lol
They had a kid young so I think she honestly just settled to keep the family together.
This is more a FFFC- I don't touch our finances. Like I couldn't even tell you when bills are due. H takes care of everything. For a long time I probably didn't even know when I got paid or how much I got each pay period. I only do now because I get email alerts so I log in to just double check the amount from time to time.
This is more a FFFC- I don't touch our finances. Like I couldn't even tell you when bills are due. H takes care of everything. For a long time I probably didn't even know when I got paid or how much I got each pay period. I only do now because I get email alerts so I log in to just double check the amount from time to time.
This is us, except reverse. We combine everything, but I pay all the bills and keep track of it all. Occasionally H will poke his head in things and then wonder why we don't have more money saved. Cue him throwing a fit about not being in the know (even though he doesn't really want to know, until he decides he does). That part is really frustrating because this cycles about every 9 mo or so and when I offer him the reigns or try to get him more involved he washes his hands of it because I already handle everything. SUPER FRUSTRATING, but it is what it is.
This is more a FFFC- I don't touch our finances. Like I couldn't even tell you when bills are due. H takes care of everything. For a long time I probably didn't even know when I got paid or how much I got each pay period. I only do now because I get email alerts so I log in to just double check the amount from time to time.
This is us, except reverse. We combine everything, but I pay all the bills and keep track of it all. Occasionally H will poke his head in things and then wonder why we don't have more money saved. Cue him throwing a fit about not being in the know (even though he doesn't really want to know, until he decides he does). That part is really frustrating because this cycles about every 9 mo or so and when I offer him the reigns or try to get him more involved he washes his hands of it because I already handle everything. SUPER FRUSTRATING, but it is what it is.
This is probably why h won't do ours lol. I would question everything. I really hate keeping up with bills I am always afraid I'm going to forget.
Post by sstwinklinglites on Mar 9, 2017 11:24:13 GMT -5
Is anybody interested in Play - Doh? I have two kits. I just hate the stuff because it gets into the carpet and is a pita to get out. They've both been used less than a handful of times.
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