Post by nancyvinci123 on Jun 1, 2019 8:43:14 GMT -5
I spent all my life avoiding debt by always paying for things like my mortgage with money I have saved or earned, however, that all changed. My husband became ill and was no longer able to work full time, this meant we were $5500 per month worse off each month and debt built up. My husband was receiving some disability benefits but it still left us short and I couldn’t do any more hours at work to make ends meet. Our mortgage was our biggest expenditure but we couldn’t reduce it any further as we were already on the interest-only payment plan. We did have some equity in the property which only meant our creditors were even more insisted on us repaying them. We began burying our heads in the sand about the debt, which meant it only got worse and suddenly we found ourselves in 3 months mortgage arrears. My mortgage company wouldn’t stop calling me night and day but they never offered anything which could help me, such as selling the property. I had asked if they maybe help me with the fees in selling the property and they could get money from the sale and the debt would be cleared, but they refused. I don't know what to do? Some told me to go to a debt consolidation service maybe they can help you? I haven't heard about it before what will I do?
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