I need a little help.. NPR. ily.

[jezebk]

I don't really have a whole lot of advice for you but I am really sorry you are going through this right now. I think the term is "lien" and other than that I really don't know a whole lot. We did look at a house that had a medical lien against it which I think meant that the money had to be paid before we could own the house (we did not buy that house so I didn't really pursue the whole topic). Good luck with everything!

[jezebk]

Well if you are dumb then so am I. The only reason I know anything about it is because we looked at that house. I had never heard the term before a couple of months ago!

[rels09]

A lien means the hospital hasn't been paid everything they think they are owed, and they can come after your assets. Are you sure Tricare sent all the money they were supposed to send?

[snapdragon]

I've only ever heard of a lien in regards to houses, and even then I have very little idea what it means. Sorry I have no real advice except that whenever something ridiculous and confusing happens with my insurance trying to back out of paying, they've always caved after we bugged them enough. Good luck!!!

[sthrncharmer]

I have no advice but I'm so sorry the hospital is being an asshole! Virtual throat punched to all to all of them!

[smilesp]

I think when you have a mortgage or car loan, the bank has a lien against the item in the amount you owe until it's paid off. It allows them to take the item (house, car) if you don't pay. I'm not sure how it would apply in your case because there isn't a physical object the lien is against. I would definitely call the hospital and ask them to explain everything. Good luck!

[obi]

No fucking clue, but I'm so sorry you have to deal with that! I'd be curled up in a corner crying over my invoices if I was in your position.
I hope they can work with you on it. Maybe there is a way they can go to your insurance co. for that money instead of you? I mean, you deserve your claim money...

[entropicepona]

Oh god, as a socialist Canuck that's been in the US for a few years now, the whole system down here gives me the sweats. I know what a garden variety lien is, but have no idea what a medical lien entails. I guess it's time to get on the phone and start knocking some heads. I'm sorry, dude, what a pain in the ass.

[jenari]

Ugh, man that's stressful. Hopefully you get some useful information from the finance office and they can fill you in on what the fuck is going on. I have no advice or knowledge but *hugs*!

[robotpcr]

That sounds awful. I don't know anything about it but T&Ps to your vag as well.

[lgsdesigner]

Time to go back to your insurance company and explain the lien situation. More than likely, it's a screw up on someone's part. GL!

[rocksforludo]

Jan 21, 2015 12:53:23 GMT -5 alwayslastzz said:

Jan 21, 2015 12:41:50 GMT -5 rels09 said:

A lien means the hospital hasn't been paid everything they think they are owed, and they can come after your assets. Are you sure Tricare sent all the money they were supposed to send?

Yeah. I have proof of that. I guess they just want more money. Waaaah. I called the hospitals finance office. I don't know if they can help me. But I've been on hold for like 10 minutes.

I think hospital liens can be pretty different from judgment liens against personal property like houses.  I'm no expert, but here's some info I found:  practice.findlaw.com/practice-guide/negotiating-tips-for-hospital-liens-in-personal-injury-cases.html

I'm so sorry you have to deal with this!

[slane]

Yikes yeah the best I can come up with is to go visit the hospitals financial department. They are usually different than the billing department, but if you call they can surely set up an appointment for you to discuss your options. See if the hospital has financial advisors usually there are some kind of liaison people that help with stuff like this. Best of luck!

[rocksforludo]

Jan 21, 2015 13:17:19 GMT -5 @gfj48 said:

The amount hospitals charge for things relating to an Auto accident are the highest. I would assume they don't like what Tricare paid them - I'd call Tricare to see if they paid what they needed to.

Ugh, so you get in a car accident that's someone else's fault and then the hospital tries to make as much money as possible off of you?  That's fucking horrible.

Edited for grammar

[rivers714]

Hospitals financial offices of you call can lower stuff but aside from that tidbit I'm as lost as you

[staccajaye]

Jan 21, 2015 13:25:25 GMT -5 alwayslastzz said:

Okay my lovies! You're all amazing and helpful. The finance office officer told me the lien they had out was set BEFORE they got paid from tricare. He said they had it set so high for a... Safety I guess?
He DID lower it to 15xxx and my claim will cover it.
He was pissed that the insurance lady called me instead of them because I guess they're not supposed to even get me involved at all unless there is an issue.
I was stressing for no reason. Lucky me, they will not come after me for my belongings! I called the insurance lady back and guess what?! I'm getting a whole $189 for my injury claim! WOOHOO I'm rich!

Fantastic news!!!!! Reading this thread broke my dumb little head.
So happy for you girl. Now take that $189 to the casino and put it all on black

[Deleted]

Jan 21, 2015 12:22:11 GMT -5 alwayslastzz said:

Okay so this is going to be confusing because I don't really know what I'm talking about.
It's about financials. More specifically insurance and hospital bills. I know nothing about them.
But here goes.
Since I was in the hospital after my accident and had so much shit done, it came out to $327xxx. That's SO MUCH MONEY. But every penny was covered by tricare. I had nothing to worry about.
My insurance filed a "personal injury claim" and I was approved for 25,000 dollars. Then the insurance lady called and said the Army has a "lean" out for 4 thousand dollars. It would come out of the injury claim I got. Okay? Cool?
Then she called back and said the hospital I was at has a lean for 60 thousand! The fuck is a lean?! They already got over three hundred thousand dollars from my insurance! What is a lean and why do they need more money? My personal injury claim money won't cover the full 60k obviously. So the insurance lady told me to call the hospital and ask them to lower it. Um what? I was like lady I don't even know what a lean is.. And she stuttered a bunch and didn't know what to say to me.
I don't know who to contact at the hospital and I doubt they will go from 60k to 15k!
Does anyone know what the hell I'm talking about? Like am I going to have to pay this lean out of pocket or what?
I'm scared.

T&ps to your vag for reading this!

Okay I deal with liens everyday. So here it goes. You put lien on assets (accounts, property etc..). A lien says "hey I have given you services (or in some companies materials) and this is how much is owed. If I don't get paid I will come after your asset.  We (as in my company) put liens on property and contracts, if the owner doesn't pay us we go after them (not running w/ pitch forks, but like legally lol). 

Basically the hospital was not covered (as of yet) for all of the services they provided for you. That is the only way they can put a lien on any of your assets. I would call the hospital and ask if all you services aka bills covered and paid by the insurance (Tricare).  Also when they army takes the 4 grand make sure you get a lien waiver and/or proof of payment to release the lien. That way they can't go for it again. Let me know if you need any additional help. I can try as much as I can. Liens are very complicated and even more complicated when it comes to insurance. I don't know anything about insurance. 

[Deleted]

Jan 21, 2015 13:25:25 GMT -5 alwayslastzz said:

Okay my lovies! You're all amazing and helpful. The finance office officer told me the lien they had out was set BEFORE they got paid from tricare. He said they had it set so high for a... Safety I guess?
He DID lower it to 15xxx and my claim will cover it.
He was pissed that the insurance lady called me instead of them because I guess they're not supposed to even get me involved at all unless there is an issue.
I was stressing for no reason. Lucky me, they will not come after me for my belongings! I called the insurance lady back and guess what?! I'm getting a whole $189 for my injury claim! WOOHOO I'm rich!

NEVER MIND. lol I took forever to answer. 

I'm glad it's all resolved. 

[Deleted]

Jan 21, 2015 13:39:30 GMT -5 alwayslastzz said:

@ajzmommy you were still helpful! I didn't know I should get proof. At least we all know you have brains!
Hug smiley

HUGS!!! Just thank God you don't work with Liens... they give me migraines. 

[jenari]

Yay! So glad it's all resolved! Now treat yourself to something nice with that bit of cash!

[soyboy]

Oh wow, this is crazy stress you do not need right now. I hope they help you get it figured out without you owing $$$