Money Monday: Confessions

[Bluedaisy]

So ladies what is the biggest thing you waste money on? Over priced coffee? Expensive shoes? Handbags? 

And what about SO? Does he or she have a money vice?


Lastly, what is the one single stupidest purchase you've made?






(I have no idea if Billy Idol is actually singing Mony Mony because I have no sound on my computer but just imagine he is please   )

[Bluedaisy]

My biggest regular waste is over priced coffee. I am ADDICTED to Starbucks, it's terrible.

SO doesn't really have one but he shops online a lot, especially for technology.

My one stupidest purchase was getting sucked into one of those "You won a cruise..." I was only 20 but still feel stupid about it.

[txngrl31]

My biggest regular waste is a KCup, organic, decaf ( Swiss process) coffee found at Whole Foods. Yes, the regular decaf ones are fine, but this is so good that I spend the money on it,

SO probably spends too much on Dunkin Donuts haha. He stops by on his way to work to get breakfast and a coffee.

Dumbest purchase? Expensive cat tree for a cat that had no interest in it

[Bluedaisy]

Uh oh txngrl31, now I may have to try that lol!

[Widget123]

Right now I waste money on baby clothes. And I am a million times better with LO (boy) than with DD. Example I bought tons of hoodies and vests for him to wear in chilly weather that he did not wear at all. Pre-kids I used to spend a lot of money on handbags.

DH loves lottery tickets. It makes me so angry when he buys a bunch of them because it only lasts him a second to scratch them. He also likes to eat out at fancy restaurants, and it is never just us going, he wants to pay for all of his family members to go too. Otherwise, he is the cheapest person I met in my entire life, so I have to constantly remind myself to allow him to spend money on his few guilty pleasures.

I am going to refer to DH's stupidest purchase since I pay for it too, our house! He bought it during the bubble and was 21 so he lacked a lot of common sense about the house's flaws that I think he would have had if he waited until he was older.

[belle0720]

Clothes, mostly for baby G now but I don't really count that as wasting money cause she needs something to wear obviously!

You should see the ridiculous amount of pre-baby clothes I have though. I take up 2 closets, a nightstand, and a large dresser. G's room used to be my closet room. H mounted clothing racks with shelves on the wall for me so it looked kind of like a boutique. Handbags up on the shelves, clothes hanging, and shoes displayed below on the floor. I also used to have a fashion blog. Lucky for my wallet I'm still hanging on to some baby weight and shopping for clothes just isn't as fun for me anymore.

ETA: Stupidest purchases ever made, 3 pairs of Louboutins that I only wore once each. I sold 2 of them on Poshmark for not much below what I spent though. Still trying to sell that last pair.

[carolyngrace]

Neither of us buys expensive things. I used to be pretty bad with clothes shopping. Nothing too high end, but I couldn't resist a sale at Jcrew or Banana Republic. That's seriously slowed down since having the baby. I just don't care about my appearance that much anymore. And I'd rather save for vacations!

My biggest (little) vice is coffee. I buy a latte & pastry almost daily (probably $7/day)

DH buys stupid little video games all the time for his PC. It doesn't add up to that much though.

Stupidest purchase: A snowboard. I thought it was going to be my new "thing" in college. I had to sell it the next year for a loss. 

[periwinkledaydreams]

We both spend too much at effing Dunkin Donuts. We use the app to get points and are suckers for the fact we feel like we're getting a deal, even though they're raking in tons of $$ from us this way. He's worse than me right now cause he goes before work/on lunch, but when I'm working I'm the same. Basically coffee and buying lunches are my biggest waste when I'm working.

The single stupidest "spending moment" ever was when I was maybe 22 or 23, had been laid off and looking for work for a month, and finally picked up a random shift backwaiting at a restaurant where a friend of mine managed. I made well over a hundred bucks in that shift. My boyfriend at the time played on a kickball league and that night was their end of season bash, which happened to be at a bar right down the street from the restaurant I was working at. When I finished my shift I went and met everyone up, and people were all so used to buying me a beer while I was low on $$ (such great friends I had!!) that I was SO EXCITED to finally worked (the restaurant paid me cash money for my shift) I bought a round for the ENTIRE BAR and spent my whole paycheck in one fell swoop.

[billyhorrible]

So ladies what is the biggest thing you waste money on? Beer and wine. Between the bottles and going out to the local breweries. Although it's hard to think of something that brings so much enjoyment as a "waste."

And what about SO? Does he or she have a money vice? DH is more of a spender than me. He gets his cup of coffee every morning, and doughnut every Friday. But I can't really fault him since the coffee is $1. Not a huge expense. I do hate his surfboard collection. He has waaaay to many when he only uses one or two.


Lastly, what is the one single stupidest purchase you've made?I bought a dress I can never wear. And it's still in my closet. It's got a tiny little triangle top over the breasts, which would probably just cover my nipples. And it looks ridiculous if worn over anything.

[bookish]

Me: Anything sold at The Container Store/Target organization section. I do not know why I purchase so many bins/baskets/hooks. Sad part: my house isn't even that organized

DH: He is a gadget guy. If it has a motor or involves a computer, he needs it. And he needs the latest/best version.

Worst purchase: Cute Pottery Barn Kids canvas bins for LO's bookshelves. They look like the Target ones that are half the price and they are flimsy as all get out.

[heartofglass]

Me: there isn't a single thing in particular that I waste money on, but in general having an Amazon Prime account normally takes care of any extra left on my paycheck.

SO: eats out way too much! But with his job he needs to be able to grab things on the go so I can't complain too much.

Stupid purchase: some inclined/sliding/use your own body weight exercise machine......it got used maybe twice

[Deleted]

I don't have a serious vice. Maybe eating out too much, if anything.
DH spends his money on beer.

I wouldn't call it stupid, per se, but I spent well into six figures on my horse habit from 2008 through 2011. That includes buying my horse, all my equipment, boarding & trainer costs, vet expenses, horse show entry fees, transportation to out of state shows, show expenses, air fair, hotels, food. I certainly could have put that money to something else "more responsible" but at the time I had the income to sustain it and I don't regret it. But it's hard to justify it when I add it all up and look back. I think it was a necessary evil for me at the time though.  ETA:  And I did get a good chunk back when I sold my horse for profit and that was rolled into the down payment on our current house.

[baytosa2013]

I would say our biggest silly expense is eating out as well. We have SERIOUSLY curbed that in the last few months since C came along but when we go out with friends (yesterday for example) we spent $70 for the 2 of us..at one place. It's the damn alcohol!

He spends more on beer each month than I like because the stuff he really likes is spendy.

The one thing I impulsively spent money on was when I was young and I don't even regret it. I paid over $1000 for a plane ticket (this was 1999) the week before NYE to fly down to St. Thomas where my BFF was living because I had just broke up with my long term BF. BEST.VACATION.EVAR!

ETA: Funny this post came up today as I was just pulling all my statements from January to start our new (tightened) budget!

[holliberry28]

This year, the biggest waste was buying Baby sleep books.

I also spend too much on wine, coffee, and buying lunch at work.

H is pretty frugal, he likes to buy things from the Dollar Store, because loves a good deal lol.

I spend a lot on highlights every 2 months, but I definitely can't find anyone to do it well for cheaper.

[belle0720]

Just got back from Target where I bought baby G 7 pairs of pants and a skirt from the Clearance section. I also bought an adorable Clearance onesie for my future baby boy. No I'm not pregnant right now, but it was so cheap I had to get it.

Target Clearance always sucks me in!

[hannahl201477]

I spend way too much money on coffee. Starbucks mainly. But I need it.
DH spends too much on 5 hour energy shots. They aren't expen but he is way too addicted.
Dumbest purchase probably a puppy that really hated me. Lol

[pghtruelove]

I spend way too much money on baby socks! Our cat likes to hide them from our laundry so Jules usually wears a pair of socks once!

K spends too much money on video game stuff. Since we linked our apple accounts to the family thing I get all the emails that say what the iTunes purchase was and I always tease him about his purchases for games.

We are about to spend way too much money on something for Juliet. It's the Pirates line up card from the day she was born. I am a Pittsburgh Pirates fan and K is a Washington Nationals fan and they happened to play each other on the day she was born. It was on a bid and it got bid up to $200 and it doesn't end for about 30 mins. K is determined to win it for her. It's very special to us though.

[pghtruelove]

I spoke too soon. We lost the line up card. It got bid up to $500 and we could t justify spending that much on it.

[pghtruelove]

budders I feel so silly but I have tears in my eyes. When they outbid our last bid my words were "how dare they steal from our daughter!!" I'm sure imthey also had sentimental feelings for it too. She was born on Father's Day.

[Bluedaisy]

Awe pghtruelove, that sucks!

[Bluedaisy]

Haha @wwprestige, when I was first learning to drive I was trying to back out of my parents garage and totally tore all the weather stripping of the garage door and took the mirror off the car. My dad still reminds me of that.