Does Your Health Insurance Cover Formula?

[redhorizon343]

TWO separate people have told me that their insurance pays for their formula. And I say, "Are you on some sort of special formula?" Then they say "No" but go on to describe the formula, and it is in fact special. (One was high calorie for premie twins, the other had severe reflux)

Is anyone getting their formula paid for through their insurance? If so, is it a run of the mill regular formula or is it for special dietary/health issues?

I have yet to call my insurer, but I'm curious how common this is.


I'm going to feel like such a chump if I've been paying a buttload of money unnecessarily. 

[weeklyplanner]

As far as I know it's only for speciality formulas. If I stop nursing, my son will need Alimentum due to dairy allergy. I will need a script for it and I can't get a straight answer from my insurance. But, two of my cousins kids had insurance cover all or a portion of their speciality formulas.

[those3words]

My insurance doesn't even cover specialty formulas. Luckily, we don't need anything special.

[theteno]

Ours pays 90% of nutramigen and it was very simple to order

[leroybrown]

Yeah it's for special formulas due to allergies or reflux.